Ledger Lock
P2P escrow on the XRP Ledger · Time-based release
Your funds are secured by the XRP Ledger, not held by OnChainXRP
How it works
Connect your wallet
Set your recipient, amount, and release date
Your XRP locks on the XRP Ledger — not with us. It releases automatically on your chosen date, no one can touch it before then.
Create Escrow
Lock XRP on-chain with a time-based release. A flat 1 XRP creation fee applies.
Choose your wallet to get started:
Escrow Dashboard
Look up active outgoing and incoming escrows for any XRPL address.
Frequently Asked Questions
What happens to my XRP?
Your XRP is locked directly on the XRP Ledger via a native escrow transaction. It is not held by OnChainXRP. It releases automatically to the recipient on the date you set.
Can OnChainXRP access my funds?
No. We have zero access to your funds at any point. The escrow is between you, the recipient, and the XRP Ledger.
What if I enter the wrong address?
Double check the recipient address before submitting. Once the escrow is created on-chain it cannot be reversed. We recommend sending a small test amount first.
Is this crypto only?
Yes. Ledger Lock uses XRP on the XRP Ledger. No fiat is involved.
What does the 1 XRP fee cover?
A flat 1 XRP creation fee is charged to maintain the platform. The escrow amount itself goes directly on-chain.