Terms of Service

Last updated: July 1, 2026

Acceptance of Terms

By accessing or using OnChainXRP.io, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

Description of Service

OnChainXRP provides a live XRPL blockchain intelligence dashboard including token health scoring (Assay), peer-to-peer escrow (Ledger Lock), DEX market data, RLUSD tracking, XRP ETF data, and whale alerts. All data is provided for informational purposes only.

Not Financial Advice

Nothing on OnChainXRP constitutes financial, investment, or legal advice. All data and tools are provided for informational purposes only. Always do your own research before making financial decisions.

Ledger Lock — P2P Escrow

Ledger Lock is a non-custodial interface for creating native XRPL time-based escrow transactions. OnChainXRP does not hold, control, or have access to user funds at any point. All escrow funds are held directly on the XRP Ledger, not by OnChainXRP. Transactions are signed client-side by the user via their own wallet and submitted directly to the XRP Ledger. A flat 1 XRP platform fee is charged per escrow creation. This fee is for use of the OnChainXRP interface and is not a financial service. Once a transaction is submitted to the XRP Ledger it cannot be reversed by OnChainXRP. Users are solely responsible for verifying recipient addresses before submitting. OnChainXRP is not liable for lost funds due to incorrect addresses or user error.

Assay — Token Intelligence

Assay provides on-chain risk scoring based on publicly available XRPL data. Risk scores are algorithmic and do not constitute endorsement or condemnation of any token. OnChainXRP is not responsible for investment decisions made based on Assay data.

Verify My Token Badge

Token projects may purchase a Verify My Token badge via Stripe or XRP payment. This badge signifies that the project has submitted for review and paid the verification fee. It does not constitute a guarantee of legitimacy or investment safety.

Wallet Connect

OnChainXRP integrates with Crossmark and XAMAN wallets. We do not store private keys, seed phrases, or wallet credentials. All transactions are signed client-side by the user.

Fees

Ledger Lock charges a 1 XRP flat fee per escrow creation. Verify My Token badges are $49 USD or equivalent in XRP. All fees are non-refundable.

Limitation of Liability

OnChainXRP and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of the platform, including but not limited to lost funds, missed transactions, or data inaccuracies.

Changes to Terms

We reserve the right to update these terms at any time. Continued use of the platform constitutes acceptance of updated terms.

Contact

For questions or concerns, visit onchainxrp.io/support.